From: x.x.Xxxxx [xxxx@nts-online.net]

Sent: Monday, October 16, 2000 6:09 PM

To: ralph@usicnet.com

Subject: Changed!!!

Went up $201 on my insurance for a year.  I asked why, they said they raised my coverage on my home. I did not ask for additional coverage.  They pull this on people that are paying on their home and get by with it!  Because the loan Co. will tell you to pay or else!!!! Robbery!! Dictatorship like Russia!!